Analisis political uncertainty dan non-performing loan pada bank non devisa di Indonesia

Authors

  • Ali Jufri Universitas Muhammadiyah Cirebon, Indonesia
  • Rista Puput Aryanti Universitas Widya Mataram, Indonesia
  • Desy Ayu Krisna Murti Universitas Widya Mataram, Indonesia
  • Bhenu Artha Universitas Widya Mataram, Indonesia

DOI:

https://doi.org/10.37631/e-bisma.v2i1.296

Keywords:

political uncertainty, non-performing loan, bank, non-foreign exchange banks, general election

Abstract

This study aims to determine the differences in non-performing loans (NPLs) at non-foreign exchange banks in Indonesia for the two-year period before and after the general election. The results showed that there was no difference of non-performing loans (NPLs) at non-foreign exchange banks in Indonesia for the period of two years before and after the general election.

References

Afriyie, H. O., & Akotey, J. O. (2011). Credit Risk Management and Profitability of selected rural banks in Ghana. Journal of Banking and Finance, 1(1), 1–18.

Al-Shboul, M., Maghyereh, A., Hassan, A., & Molyneux, P. (2020). Political risk and bank stability in the Middle East and North Africa region. Pacific-Basin Finance Journal, 60, 101291.

Ashraf, B. N. (2017). Political institutions and bank risk-taking behavior. Journal of Financial Stability, 29, 13–35.

Bajpai, N. (2018). Business Research Methods. Pearson Education India.

Ben-Nasr, H., Bouslimi, L., Ebrahim, M. S., & Zhong, R. (2020). Political uncertainty and the choice of debt sources. Journal of International Financial Markets, Institutions and Money, 64, 101142.

Boumparis, P., Milas, C., & Panagiotidis, T. (2019). Non-performing loans and sovereign credit ratings. International Review of Financial Analysis, 64, 301-314.

Cubillas, E., & González, F. (2014). Financial liberalization and bank risk-taking: International evidence. Journal of Financial Stability, 11(1), 32–48.

Ekinci, R., & Poyraz, G. (2019). The Effect of Credit Risk on Financial Performance of Deposit Banks in Turkey. Procedia Computer Science, 158, 979–987.

Elekdag, S., Malik, S., & Mitra, S. (2020). Breaking the Bank? A Probabilistic Assessment of Euro Area Bank Profitability. Journal of Banking and Finance, 120, 105949.

Erlangga, O. P., & Mawardi, I. (2017). Pengaruh Total Aktiva, Capital Adequacy Ratio (CAR), Finance To Deposit Ratio (FDR) Dan Non Performing Financing (NPF) Terhadap Return On Assets (ROA) Bank Umum Syariah Di Indonesia Periode 2010-2014. Jurnal Ekonomi Syariah Teori Dan Terapan, 3(7), 561.

Haque, F., & Brown, K. (2017). Bank ownership, regulation and efficiency: Perspectives from the Middle East and North Africa (MENA) Region. International Review of Economics and Finance, 47, 273–293.

Herrala, R., & Turk-Ariss, R. (2016). Capital accumulation in a politically unstable region. Journal of International Money and Finance, 64, 1-15.

Huang, T., Wu, F., Yu, J., & Zhang, B. (2015). International political risk and government bond pricing. Journal of Banking and Finance, 55, 393–405.

Jucá, M. N., & Fishlow, A. (2021). Political uncertainty of impeachment upon corporate investment decisions. Borsa Istanbul Review, 21(2), 149-160.

Liu, J., & Zhong, R. (2017). Political uncertainty and a firm’s credit risk: Evidence from the international CDS market. Journal of Financial Stability, 30, 53–66.

Miah, M. D., & Uddin, H. (2017). Efficiency and stability: A comparative study between islamic and conventional banks in GCC countries. Future Business Journal, 3(2), 172–185.

Psillaki, M., Tsolas, I. E., & Margaritis, D. (2010). Evaluation of credit risk based on firm performance. European Journal of Operational Research, 201(3), 873–881.

Setiawan, Sakina Rakhma Diah (2014). NPL Perbankan Membaik di Semester II. Tersedia di:https://nasional.kompas.com/read/2014/09/15/191213326/NPL.Perbankan.Membaik.di.Semester.II, diakses pada April 2021.

Setiawanto, Budi. (2014). Tahapan Pemilu 2014. Tersedia di: https://www.antaranews.com/berita/424177/tahapan-pemilu-2014, diakses pada April 2021.

Wernz, J. (2014). Bank Management and Control: Strategy Pricing, Capital, and Risk Management (Second Edition). Springer International Publishing;Springer.

Yundi, N. F., & Sudarsono, H. (2018). Pengaruh Kinerja Keuangan terhadap Return on Asset (ROA) Bank Syariah di Indonesia. Al-Amwal : Jurnal Ekonomi Dan Perbankan Syari’ah, 10(1), 18.

Yurttadur, M., Celiktas, E., Celiktas, E. (2019). Place Non-performing the Turkish Banking Sector World of Conference Place of Loans in the Turkish Banking Sector The Place Non-performing Loans in the Turkish Banking Banking Sector World of Place of Loans in the Turkish Sector The Place of Non-performing. Procedia Computer Science, 158, 766–771.

Downloads

Published

2021-06-15

Issue

Section

Articles

Citation Check